Paratum Life — Privacy Policy

Last updated: August 5, 2026 · Effective: [DATE — set when published after counsel review]

DRAFT — NOT YET REVIEWED BY COUNSEL. This is a starting point, not legal advice. Have a licensed attorney (and, given the health and financial data involved, ideally a privacy specialist) review it before you publish it or accept paying customers. Items in [BRACKETS] must be completed, and every statement must be verified against what the Service actually does before it goes live.

1. Who we are

Paratum Life ("we," "us") is operated by Paratum Life, LLC [ATTORNEY: verify entity formation, type, and good standing], 5888 FM 154, Flatonia, TX 78941. This Privacy Policy explains what information we collect through the Paratum Life application and website (the "Service"), how we use it, who we share it with, and the choices you have. It works together with our Terms of Service.

Questions or requests: support@paratum.life.

2. The information in Paratum Life is unusually sensitive

Paratum Life is built to hold personal, medical, financial, and legal information about you and the people in your care. We treat all of it as sensitive. This policy explains how we handle it, but you also control much of what happens to it through the sharing and permission features described in our Terms — see Section 6 below.

3. Information we collect

a. Information you provide to create and run your account

b. Information you enter about the people you care for ("Your Content")

You choose what to enter. It may include:

We do not ask for and request that you not store passwords, PINs, one-time-passcode seeds, backup codes, full payment card numbers, full bank account numbers, or complete government identification numbers (including Social Security numbers).

c. Information collected automatically

d. Cookies. We use a strictly necessary session cookie to keep you signed in. We do not use analytics, advertising, or other non-essential cookies.

4. How we use information

We use information to:

We do not sell your personal information. We do not use Your Content to train machine learning or AI models. We do not use Your Content for advertising.

5. How the information is stored and protected

Uploaded document files are held in private object storage that requires authentication to read. Files are never served from a public link: each download is streamed to you through the Service only after your permission to that document has been checked, and download responses are marked not to be stored in shared caches.

No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Sharing you control

The central feature of Paratum Life is letting you share information with family members and caregivers. When you invite someone to a vault or grant them access at the vault, household, or individual level, you are directing us to make that information available to them. People you authorize can view — and, at the "edit" level, change or delete — information within their granted scope, and can export or print it. You are responsible for your sharing decisions and for removing access when it should end. See the Terms of Service for the full picture.

If you turn on a calendar subscription in Settings, or download an appointment as a calendar file, you are directing us to make upcoming titles, dates, and locations available at that link or in that file. Anyone who has the subscribe link — including the calendar app you paste it into — can read those items. Rotating or turning off the link invalidates the old URL. We do not send this data to Google, Apple, or Microsoft ourselves.

7. When we disclose information to others

We disclose personal information only as follows:

We do not sell your personal information, and we do not share it for cross-context behavioral advertising.

8. Sub-processors

We use the following providers to run the Service. We will keep this list current as providers change.

9. How long we keep information

We keep your account information and Your Content for as long as your account is active, and as needed to provide the Service. When Your Content is deleted, we remove it from active systems immediately, and any residual copies in short-term database restore history and storage caches clear within seven days. We do not maintain separate long-term backups of deleted content. We may retain information where we must do so to comply with law, resolve disputes, or enforce our agreements. Because vaults are shared, deleting your own account does not necessarily delete records that other members still have rights to.

10. Your choices and rights

Depending on where you live, you may have additional rights — such as to access, correct, delete, or port your personal information, to opt out of sale or sharing (we do neither), and to limit use of sensitive personal information. [COMPLETE for the laws that apply to your users, e.g. California (CCPA/CPRA), other U.S. state laws, and, if you serve them, other jurisdictions. Describe how to exercise rights, how you verify requests, how to appeal a denial, and that you will not discriminate for exercising rights.]

To make a request, contact support@paratum.life. We will verify your identity before acting and respond within the time the applicable law requires.

11. Information about other people

Much of what you enter is about other people. As explained in our Terms, you are responsible for having the right to provide it and for honoring those individuals' requests about their own information. If someone contacts us about information another user has stored about them, we may direct them to the user (the vault owner or administrator) who controls it, and will act as applicable law requires.

12. Children

The Service is intended for adults (18+) and is not directed to children. We do not knowingly collect personal information directly from children as account holders. A responsible adult may choose to record information about a minor in their care; that adult is responsible for having the authority to do so.

13. International users

The Service is operated from the United States and information is processed there. The Service is intended for users in the United States.

14. Changes to this policy

We may update this policy. If changes are material, we will provide reasonable notice through the Service or by email before they take effect. The "Last updated" date shows the current version.

15. Contact

Paratum Life, LLC

5888 FM 154, Flatonia, TX 78941

Privacy requests: support@paratum.life